Ambient AI Data Ambient AI Data

Autopilot your wealth. End the RM0 weeks.

Safe to spend today:
RM 000.00

The proactive financial intelligence engine for students and freelancers. We smooth out irregular income so you know exactly what you can spend today without ruining tomorrow.

RM 142.50
AI Forecast Locked

How Steady Income Works

You bring the hustle, we manage the math. Getting started takes less than 3 minutes.

Secure Bank Sync

Connect your primary accounts using bank-grade, read-only Open Banking API. We analyze your cash flow, but can never move your money.

AI Prediction Engine

The app automatically detects your fixed bills (rent, telco) and irregular income patterns to build a highly accurate 30-day forward forecast.

Spend with Certainty

Check your app every morning. The Safe-to-Spendβ„’ metric tells you exactly what you can spend today without jeopardizing next week's survival.

See the Engine in Action

Watch how our autonomous algorithm protects your liquidity in real-time.

The Five Pillar Architecture

Everything you need to survive gig-economy volatility, packed into one beautiful interface.

Safe-to-Spendβ„’ Metric

Stop looking at backward-facing budgets. Our real-time algorithm deducts upcoming bills and safety reserves instantly, giving you a single, deterministic number you can actually spend today.

RM 142.50

Smart Reserve Smoothing

During high-earning gig weeks, the engine autonomously ring-fences surplus liquidity. When a zero-income week hits, your baseline survival is automatically bridged.

Double-Layer Defense

Tuition, rental, and telco bills are flagged 30 days in advance. These funds become invisible to your daily allowance instantly.

πŸ”’ TNB Bill Locked

Simple, Transparent Pricing

Built for student budgets. No hidden fees, no long-term contracts.

Casual
RM 0/mo
Core daily stability for students wanting simple financial clarity.
  • βœ“ Core Safe-to-Spend baseline
  • βœ“ 7-day forward cash overview
  • βœ“ Standard bill alerts
  • βœ“ 3-month transaction history
Pro
RM 9.90/mo
Fully autonomous stabilization. Costs less than a single food delivery.
  • βœ“ Everything in Casual, plus:
  • βœ“ Autonomous Smart Reserve Engine
  • βœ“ 30-Day AI predictive cash flow
  • βœ“ Real-time velocity adjustments